Here's a test for newlyweds. Join finances. Teri and I are in the process of combining our checking accounts. Now we will be able to track our every financial move, however modest. I want us to be able to combine resources while at the same time not having our styles cramped. We need to have a family meeting if we want to make any purchases of more than $100. Sure, we have to maintain two homes, and that is a major expense. But I think that by combining resources we will have more spending power — and more peace of mind.